*Annual Percentage Rate (APR) & Margins based on your credit history. Maximum term of 25 years. Up to 75% financing – additional restrictions may apply. Maximum amount $500,000. ARM Floor rate = 3.0%; CAPS 2/8. This product is good for no more than a total of (4) financed investment properties per borrower with TCU and other lenders. More than (4) will be referred to our Commercial Loan Department. Rates are subject to change at any time.

**Annual Percentage Rate (APR) is 11.088% fixed, loan subject to underwriting qualifications, terms and conditions may vary. Your actual rate and margins will be determined by your credit history. Rate is variable, based on the Wall St. Journal Prime Rate plus a margin of 2.50% as of 09/17/2025 and is subject to change at any time, with a maximum rate of 18.00%. Home Equity Line adjusts semi‐annually with a cap of 2/8 and a floor rate of 5.0%, maximum Loan-To-Value 100%; maximum credit line is $250,000 for owner occupied property. $250.00 application fee. A mortgage loan of $300,000 for 15 years at 7.50% APR will have a monthly payment of $2,783.92. Taxes and insurance not included, your actual payment obligation will be higher.

^Estimated fees total between $850 and $1650. Homeowner insurance required; Flood insurance may be required. Total first & second mortgage cannot exceed $1,000,000. Triangle Credit Union is an Equal Housing Lender and federally insured by the NCUA. NMLS #528721.

Rates and Fees apply to loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines. Rates locked in are valid for 60-days. Homeowner insurance required; Flood insurance may be required. Triangle Credit Union is an Equal Housing Lender and federally insured by the NCUA. NMLS #528721.

*Annual Percentage Rate (APR) of 10.99% is based on an interest rate of 10.99% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $10,000 for up to 60 months. Monthly payment per $1,000 is $21.93. 60 day deferred payment option available. Rates are subject to change at any time.

**Annual Percentage Rate (APR) of 11.49% is based on an interest rate of 11.49% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $20,000 for up to 84 months. Monthly payment per $1,000 is $17.55. Must have a Better Checking account. 60 day deferred payment option available. Rates are subject to change at any time.

***Annual Percentage Rate (APR) of 11.99% is based on an interest rate of 11.99% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $20,000 for up to 84 months. Monthly payment per $1,000 is $17.82.

Rates quoted are for Automatic Payment Method, Direct Deposit and eStatements for full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time. 60 day deferred payment option available.
Max Term

Up to $1,000 – 12 Months

$1,001 to $2,000 – 24 Months

$2,001 to $5,000 – 36 Months

$5,001 to $10,000 – 60 Months

$10,001 to $20,000 – 84 Months

*Annual Percentage Rates (APR) based on $15,000 and designated term unless otherwise noted. ALL loans may be subject to a $60 loan processing charge.

Rates quoted are for Direct Deposit (Payroll with Automatic Payment Method or Direct Payment Authorization) and eStatements for the full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time without notice.

*APR = Annual Percentage Rate. Effective 07/17/2025.

The rate may vary depending on each individuals’ credit history and underwriting factors. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Published rate includes a 0.25% discount given when you add and maintain direct payroll deposit or electronic loan payments. Rates and terms on loans for other types of vehicles will differ.

Deferred payment option - No payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.

Financing available for New/Used auto up to 115% plus extended warranty and GAP coverage may be financed for qualified borrowers.

Offer not available on existing Triangle Credit Union Loans.

**EMP = Estimated Monthly Payment

*APR = Annual Percentage Rate. Effective 07/17/2025.

The rate may vary depending on each individuals’ credit history and underwriting factors. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Published rate includes a 0.25% discount given when you add and maintain direct payroll deposit or electronic loan payments.

Rates and terms on loans for other types of vehicles will differ. Deferred payment option - No payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due. Financing available for New/Used auto up to 115% plus extended warranty and GAP coverage may be financed for qualified borrowers.

Offer not available on existing Triangle Credit Union Loans.


**EMP = Estimated Monthly Payment

^Annual Percentage Rate (APR) of 7.99% is based on an interest rate of 7.99% for qualified borrowers. Loan APR is based on a loan amount of $15,000 for up to 60 months. Monthly payment per $1,000 is $20.28.

*Annual Percentage Rates (APR) based on $15,000 and designated term unless otherwise noted.

Rates quoted are for Direct Deposit (Payroll with Automatic Payment Method or Direct Payment Authorization) and eStatements for the full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time without notice.

**Annual Percentage Rate (APR) is based on an interest rate of 7.99% for qualified borrowers. Loan APR is based on a loan amount of $15,000 for up to 60 months. Monthly payment per $1,000 is $20.27.

Rates quoted are for Direct Deposit (Payroll with Automatic Payment Method or Direct Payment Authorization) and eStatements for the full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time without notice. 60 day deferred payment option available.

Amount Financed
$4,999 Up to 60 Months
$5,000-$7,499 72 Months
$7,500-$9,999 84 Months
$10,000-$19,999 120 Months
$20,000-$39,999 144 Months
$40,000+ 180 Months

Minimum balance of $1000.00 (excluding Kids Club/Teen Club) No additional deposits allowed during the term of the CD.

Early Withdrawal Penalties (a penalty may be imposed for withdrawals before maturity). If your account has an original maturity date of one (1) year or less: The penalty we may impose will equal three (3) months dividends on the amount withdrawn subject to penalty.

If your account has an original maturity of more than one (1) year: The penalty we may impose will equal six (6) months dividends on the amount withdrawn subject to penalty.

In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply, for example, if this is part of an IRA or other tax-deferred savings plan.

You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty.

*Rates are subject to change at any time*

Kids Club/Teen Club Flex CDs are available with a minimum balance of $100.00 and the ability to add deposits of $100 or more during the term of the CD.

Early Withdrawal Penalties (a penalty may be imposed for withdrawals before maturity).
If your account has an original maturity date of one (1) year or less: The penalty we may impose will equal three (3) months dividends on the amount withdrawn subject to penalty.
If your account has an original maturity of more than one (1) year: The penalty we may impose will equal six (6) months dividends on the amount withdrawn subject to penalty.
In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply, for example, if this is part of an IRA or other tax-deferred savings plan.
You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty.

*Annual Percentage Yield (APY) is stated as of 11/16/2022 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.