Youth Accounts
Help your children with their financial future by setting them up with one of our Youth Accounts. These accounts will put them on the road to financial success and grow with them as they learn valuable money habits.

Kids Club
Available for any child 12 years of age and under*
- Open with a $5 deposit
- Flexible Certificate allows you to add funds ($100 minimum) during the term
- Start accruing interest** when account balance reaches $25
- FREE Coin Machine Services
*An adult/legal owner must accompany the child at account opening. Please bring the child’s original Social Security card or original Birth Certificate and Social Security number. One form of ID is required of the adult/legal owner.
** Rates are subject to change at any time. See our current rates here.
Open a Kids Club Account with this $5 off coupon!

For more Financial Literacy resources, read When Dollar Makes Sense: Financial Literacy Lessons for Kids
Teen Accounts
Available for any teenager 13-17 years of age* with features such as:
- Online/Mobile Banking
- Flexible Certificate allows you to add funds ($100 minimum) during the term
- Debit Card with access to over 30,000 Surcharge Free ATMs
- Build credit with a low fixed-rate 24-month personal loan up to $400 (cosigner required and subject to approval)
*An adult/legal owner must accompany the Teen at account opening. Please have the Teens social security number and one of the following: current year school ID card, State issued driver’s license, State issued non-driver photo ID, or Passport. One form of ID is required of the adult/legal owner.
Teen Savings
- Teen must sign up for a savings account at a local branch ($25 minimum deposit to open)
- Two options (set up by Adult/Legal Owner): Teen has access to savings account funds and can sign up for online/mobile banking OR Teen has no access to funds, but Adult/Legal owner can sign up for online/mobile banking
- ATM card and direct deposit are available
Teen Checking
- Teen must sign up for Junior Checking at a local branch (Must have a Junior Savings, $25 minimum deposit to open)
- Teen has access to online and mobile banking
- Debit card and direct deposit are available
Visit your local branch to open an account today.
Check us out on Pinterest for Kids and Teens savings challenges and money tips!
