
Help your children with their financial future by setting them up with one of our Kids or Teen Club Accounts. These accounts will put them on the road to financial success and help them learn valuable money habits.

Kids Club
Available for any child 12 years of age and under*
- Open with a $5 deposit
- Flexible Certificates of Deposit (CDs) allow you to add funds ($100 minimum) during the term of the CD
- Start accruing interest when account balance reaches $25
- FREE Coin Machine Services
- eNewsletters with Contests & Raffles
*An adult/legal owner must accompany the child at account opening. Please bring the child’s original Social Security card or original Birth Certificate and Social Security number. One form of ID is required of the adult/legal owner.
Open a Kids Club Account with this $5 off coupon!
$5 Coupon
Teen Club
Available for any teenager 13-17 years of age* with features such as:
- Online and Mobile Banking
- Flexible Certificates of Deposit (CDs) allow you to add funds ($100 minimum) during the term of the CD
- Debit Card with access to over 30,000 Surcharge Free ATMs
- Build credit with a low fixed-rate 24-month personal loan up to $400 (cosigner required and subject to approval)
- eNewsletters with Contests & Raffles
*An adult/legal owner must accompany the Teen at account opening. Please have the Teens social security number and one of the following: current year school ID card, State issued drivers license, State issued non-driver photo ID, or Passport. One form of ID is required of the adult/legal owner.
We recognize all teenagers are different, so we have multiple options available in order for you to choose what is right for your teen:
Minor Account
- Savings account for Teen Club Members ($25 minimum deposit to open)
- Teen cannot access funds
- Kids Club members are automatically converted into the accounts at age 13
- Adult/Legal owner can sign up for online and mobile banking
Junior Savings
- Teen must sign up for a Junior Savings at a local branch ($25 minimum deposit to open)
- Teen has access to savings account funds and can sign up for online and mobile banking
- ATM card is available
- Direct deposit is available
Junior Checking
- Teen must sign up for Junior Checking at a local branch (Must have a Junior Savings, $25 minimum deposit to open)
- Teen has access to online and mobile banking
- Debit card is available
- Direct deposit is available
Visit your local branch to open an account today.
Check us out on Pinterest for Kids and Teens savings challenges and money tips!
For more Financial Literacy resources, read When Dollar Makes Sense: Financial Literacy Lessons for Kids