Home Equity

Get up to $500 Reimbursed* if you advance $25,000 at closing.

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Home Equity

Take full advantage of the equity in your home with our 100% LTV home equity line of credit (HELOC). And, with some of the lowest HELOC rates around, a Triangle Credit Union home equity credit line is a lower cost way to consolidate debt or cross some projects off your to-do list.

80% Loan-to-Value Home Equity Line

  • Fixed until 7/1/2018
  • Rates as low as 3.69% Interest Rate^/APR2
  • Adjusts Semi-Annually

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100% Loan-to-Value Home Equity Line

  • Fixed until 7/1/2018
  • Adjusts Semi-Annually

Apply Now

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^Annual Percentage Rate (APR) is 3.69% fixed until 7/1/2018 and is based on an amount of $25,000 for a term of 15 years. Your actual rate and margins will be determined by your credit history. Terms and conditions may vary. Rate is variable, based on the Wall Street Journal Prime Rate as of 5/31/2017 and is subject to change at any time. Home Equity Line adjusts semi-annually with a cap of 2/8 and a floor rate of 3.0%; with a maximum rate of 10.99% with an 80% Loan-To-Value (LTV). Following the introductory rate, the HE Line APR will be the Wall Street Journal Prime Rate. Estimated fees total between $400 and $800. Homeowner insurance required; Flood insurance may be required.

2Estimated fees total between $400 and $800. Homeowner insurance required; Flood insurance may be required.

*If you advance $25,000 at closing, TCU will pay up to $500 of your closing costs; (offer available on current TCU lines if you advance an additional $25,000). If you pay off or close your Home Equity Line within three (3) years, you agree to reimburse the credit union for closing costs. Maximum loan amount $500,000 - Total first & second mortgage cannot exceed $1,000,000. Triangle Credit Union is an Equal Housing Lender and federally insured by the NCUA. NMLS #528721.