IRA Account

Open an IRA savings account today with Triangle Credit Union
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IRA

Traditional IRA Account

Triangle Credit Union's traditional IRA account helps you save for retirement with our great IRA savings rates and many tax advantages.

  • No income limits to open and contribute
  • Contributions are pre-tax dollars and taxed as regular income when withdrawn
  • Income generated is tax deferred and taxed when withdrawn
  • Must begin withdrawing at age 701/2
  • Annual contribution limit of $5500 and $6500 (for those over 50 years old)
  • Use up to $10,000 towards purchase of first home

Rates
Retirement Calculator

Roth IRA Account

Allow your money to grow tax-free with Triangle Credit Union’s Roth IRA account.

  • Roth Contributions are after tax dollars and not taxed when withdrawn
  • Income generated is tax free after 5-year period
  • Annual contribution limit of $5500 and $6500 (for those over 50 years old)
  • Subject to MAGI (Modified Adjusted Gross Income) limits
  • No required distributions from Roth IRA/li>
  • Use up to $10,000 towards purchase of first home

Rates
Retirement Calculator

If you have questions about IRA Accounts, visit our Education section regarding frequently asked questions about selecting the right IRA Account. 

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