Spring Clean Your FinancesComment February 6, 2018 by Evan, eCommerce Specialist
Now that it is winter, it’s the perfect time to start looking ahead to the warmer months and spring cleaning. While many view spring cleaning as the ideal time to get rid of unnecessary household items, it is also the perfect opportunity to “cleanse” and declutter your financial situation. Here are three tips that Triangle can offer to help you get prepared this season.
1. Go Paperless
The majority of accounts nowadays provide the option to go paperless, which cut back on paper statements and bills that accumulate throughout the house. Whether you have a checking account, bills, or a student loan, this makes it easier to check your accounts online and cut back on the harm it creates on the environment. This is a win-win all around.
2. Monthly Subscriptions
When is the last time you utilized that gym membership or that premium television channel service? If you haven’t been taking full advantage of these, or any other monthly automated payment services, now is the time to reevaluate your subscriptions and see what you can cancel to save yourself some money.
3. Track your Spending
Have you ever tracked your spending habits before? Or always just tried to keep track of spending in your head or in a notebook? Well, you can take advantage of our new Money Management financial tracker within online banking, arriving February 27th. This will help to keep an organized database of your transactions, and give you a concise view of what you can cut back on or put your money towards more efficiently. You can also set a monthly budget and goals for yourself and at the end of the month see if you achieved them, or if they need readjustment.
While spring cleaning can seem like a daunting task, just getting started is a critical step in taking control of your financial clutter. Use these three tips today, and let us know in the comments below how well they worked for you!