IRA Account

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IRA

Traditional IRA Account

Triangle Credit Union's traditional IRA account helps you save for retirement with our great IRA savings rates.

  • Contributions are pre-tax dollars and taxed as regular income when withdrawn
  • Income generated is tax deferred and taxed when withdrawn
  • Must begin withdrawing at age 701/2
  • Annual contribution limit of $5500 and $6500 (for those over 50 years old)
     

Rates
Retirement Calculator

Roth IRA Account

  • Contributions are after tax dollars and not taxed when withdrawn
  • Income generated is tax free after 5-year period
  • Annual contribution limit of $5500 and $6500 (for those over 50 years old)
  • Subject to MAGI (Modified Adjusted Gross Income) limits
     

Rates
Retirement Calculator

If you have questions about IRA Accounts, visit our Education section regarding frequently asked questions about selecting the right IRA Account. 

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