Checking Accounts

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Checking Accounts

Triangle Credit Union's Better and Basic Checking Accounts let you decide which options and features work best for you. Triangle's Checking Accounts are here to meet your financial needs.

Account Features

Better Checking 
$4.99/mo

       Learn More

Basic Checking 
$0/mo

Cellular Telephone Protection1

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Total Identity Monitoring3

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Comprehensive Identity Theft Resolution Services

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Identity Theft Expense Reimbursement Coverage2

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3-in-1 Credit File Monitoring and Report with Credit Score3**

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Debit and Credit Card Registration3

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Unlimited Check Writing

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Overdraft Transfers at no extra charge

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Signature Guarantees at no extra charge

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No Minimum Balance
 

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Visa Debit Card
 

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Online Banking
 

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Online Bill Pay
 

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eStatements
 

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Early paycheck with Direct Deposit*

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$25 minimum deposit to open

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Available to members age 18+

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Active Share Savings account required

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If you have questions about how to join or open an account, read our blog post on Account Openings.


1As an eligible account holder, you receive up to $300 of Cellular Telephone Coverage to reimburse the cost of replacing or repairing your device. This valuable protection covers you whether you are at home or abroad. Must pay bill through Triangle CU Better Checking Account.

2Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage.

ELIGIBILITY: IDProtect service is a personal identity theft protection service available to personal checking account owners, their natural person joint account owners and their eligible family members (as defined below). The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and the beneficiary’s eligible family members (Fiduciary is not covered). Service is not available to a ""signer"" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. Eligible Family Members include: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.


3Registration/activation required. 

Insurance product is not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.


*Triangle Credit Union cannot assume any liability for not depositing these funds to a member account early.

**Credit File Monitoring from Experian and Transunion will take several days to begin following activation.

 

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